Pensions might seem complicated, but the basic concept is a simple one; save for the future.

Thanks to ‘pension freedoms’ Pension planning has seen a huge increase in recent years with many now opting to take the benefits ‘flexibly,’ and some using them as tools to pass wealth down through the generations.

 However, not all plans are the same and specialist advice should be sought when thinking about transferring final salary schemes or dealing with plans that contain safeguarded benefits.

It just so happens we have pension specialists in-house ready to provide you with regulated advice when the time comes.